Defend YourselfAgainst Creditors
Dealing with mortgage lenders and debt collectors can be difficult and stressful. Let us help you.
Dealing with mortgage lenders and debt collectors can be difficult and stressful. How can you be sure the bank has calculated the right amount? Did the mortgage company give you the required notice before the foreclosure? Does that collection agency you've never heard of have the legal right to take you to court?
Even if you've gotten behind in paying the bills, there are state and federal laws that protect Florida consumers from deceptive, abusive and predatory business practices.
If a bank is threatening to take your home or a collection agency is suing on a past due account, speak with an experienced consumer rights attorney at Florida Consumer Law. We can explain your legal rights, help you assess your options, and fight back.
Because defending Florida homeowners and borrowers is what we do.
Florida Consumer Law does not represent commercial or corporate clients. We're a small specialty firm in downtown Tallahassee that only fights for individual Florida consumers and their families. We serve the cities and small towns of North Central Florida and the Florida Panhandle.
In order to give each client the attention they deserve, Florida Consumer Law takes cases only after a careful interview and thorough inquiry. If we agree to take your case, it's because we believe in you and we're prepared to fight on your behalf.
You don't have to be a victim to the big financial institutions, their collection agents or their attorneys. Call Florida Consumer Law in Tallahassee at 850-201-7201 or contact us online to see how we can help with foreclosure defense, credit card lawsuits and abusive debt collection.
If you're facing foreclosure, you should first know that you're not alone. Millions of Floridians have seen their homes repossessed by mortgage companies in the past five years. But you should also know that there are options available and you may be able to keep your home.
Unfortunately, time is not on your side. Florida law provides only 20 days to respond to a foreclosure lawsuit. There can be serious consequences if you wait too long or respond insufficiently. You can lose your right to defend the lawsuit. You can even be sued a second time if you still owe money to the bank after the foreclosure . . . [Read More]
When a collection agency threatens you with a lawsuit, you can believe them. But do not believe them about anything else. Do not assume that the debt is valid or collectable. Do not assume they have calculated the correct balance. Collection agencies do not always have the right to sue, and sometimes do not sue the right borrower. Demand evidence of a legitimate debt and make them prove it . . . [Read More]
Debt collectors can inflict serious pressure when they believe you owe money. Past due notices and written threats start piling up in your mailbox. Non-stop phone calls to your home and cell phone can make each call feel like an invasion of your privacy.
Debt collection is a huge, profitable industry and it's easy for overzealous collectors using aggressive tactics to cross the line. Regardless of whether you owe the money, debt collectors must treat you with truth, fairness, dignity, and respect. When they go too far, they violate state and federal law and you can sue them for damages . . . [Read More]